Currence is here to revolutionize the way you structure your
cash flow

Manage and direct spending, accumulate savings, and invest in the future—all from one platform.

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How it works:

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Make your money
work for you.

We as humans are wired for spending, but most of us don't know where our money is even going. The Currence app creates the necessary paradigm shift in your spending habits by rerouting how you spend and save to create a more connected—and efficient—cash flow system.

Why choose Currence?

Life gets busy, and there's always something to pay for now, putting off savings as something you will do in the future. That's where Currence comes into play. Currence helps structure your cash flow so that you can save money for things like buying a home, college tuition for children, your retirement, generational legacy, and so much more.

What can Currence do?

Piggy bank

A central destination for all your money

By centralizing cash flow through a single account, Currence supports increased visibility and seamless collaboration between Members and your financial professional.


Designed to make saving

more effortless

Making savings the default action with your income, and choosing your spending baseline, Currence helps you save more over time, and see more immediate results.

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A starting point for

exponential growth

Currence makes it easy to cultivate and integrate new income streams as savings increase, amplifying opportunities to invest in the future over time.

90 days Free

Currence is free for the first 90 days, and $40 every 90 days following (about a ~$160 yearly cost), but the deal gets sweeter. The Currence account is a FDIC insured interest-bearing account with unlimited transaction, that may help grow your savings. So while there's a fee, you're still making money! Additionally, Currence may help save you 600% more than the national average!*


10000+ users who have trusted Currence with their finances. 600% more savings than the national average. Interest bearing reservoir, FDIC insured up to $2500000
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Ready to join Currence?

Fill out your basic information and we'll send you more info!

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Useful Links

Affiliated with thread Member FDIC Your funds are FDIC-insured up to $2,500,000 through Thread Bank, Member FDIC.

The Silbernagel Group Inc. 114 Main Street Kewaskum, WI 53040 | 262-626-8892 | www.SGAdvisor.net | Hello@SGadvisor.net


Securities offered through Concorde Investment Services, LLC (CIS), Member FINRA/SIPC. Advisory services offered through Concorde Asset Management, LLC (CAM), an SEC Registered Investment Advisor. Insurance Services offered through The Silbernagel Group Insurance Services, LLC DBA Real Wealth Insurance (RWI). Tax and accounting services offered through Real Wealth Tax & Accounting, LLC. Legal services offered through Third Party Entity(s).  All listed entities are not affiliated with neither CIS nor CAM. Information available on third-party sites is for informational purposes only. Services offered only where licensed to do business. This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all services referenced on this site are available in every state through every advisor listed. For additional information please contact (262) 626-8892.


PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Information provided is not to be interpreted as an offer to buy or sell any investment, tax advice, income guarantees, and does not imply suitability for all.


The Silbernagel Group does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. bd-eh-gp-a-173-1-2024 


*Calculated based on the national average savings interest rate in the US versus Currence's personal findings.

**Currence is not a bank. Banking services are provided by Thread Bank, Member FDIC.
There is no guarantee of accumulation and free cash flow. Non-deposit investment accounts linked to
Currence are not FDIC insured.