A spend plan that works for you

In a world of financial apps and websites that try to snare you into debt, it's nice to know that "back to basics" still works

Hero Image

Solutions for everyone


Building wealth is not a one-size-fits all. That's why so many people go broke trying to do what the "TV Gurus" teach. Before you waste money on the next empty promise, try one of JJ's spend plans, absolutely FREE! 


You'll get two of JJ's most popular spend plans:

Tracking icon

JJ's Simple Spend Plan

Track your entire year's spending plan and actual spending on one printable sheet

Analytics icon

JJ's Financial Planning Forms

A comprehensive spreadsheet that includes plans for tips, commissions, and other irregular income

Get Your Plans Now!

Get JJ's Spend Plan Bundle on the next page - >


A proven plan that works

Our strategy works 100% of the time for 100% of the people who work it!

Video Highlights

Breaking Through Invisible Boundaries

Will We Lose Medicare if We Get Married (and other money questions)

Felony Finances, Inflation, House Sales and College Loans


© 20X All Rights Reserved